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If you recognize that you are paying for something that may never be needed going in, then when you have a loss, you recognize the benefit. The 50 70 per loss/claim is your deductible, which you have to pay on any coverage, cell phone, auto, homeowners, etc. Each and every claim is a new loss. With that said, I will say, I had a home warranty on my "home from hell" in California, and Thank God we had it. They paid for a new furnace, new water heater, new well pump, just to mention a few things. Yes, I had to pay my deductible each time, but the $500 600 warranty paid for itself over and over in that home. I would rather have paid the $500 600 and never had to call on them. I would have probably been like everyone else out there complaining that they are a big waste, but when you have a claim that would have cost you hundreds to thousands of dollars, writing a check for the $50 deductible is relatively painless. I found this website while looking to purchase a home warranty on a home we are about to buy, and I will have no regrets, especially if I never need to use it. Take a moment to add up how much you have spent on auto insurance. If you have never used it, you might have been able to buy a car with the money, but it only takes one claim, one lawsuit, to make that 'expense' a worthy investment!Best wishes.

At the Home Service Club, we custom fit each of our home warranty plans to your needs.

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So problems could take place after you take ownership.

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